1: Save Your Deposit (3-12+ Months Before Buying) Your deposit is the foundation of your home purchase. Most first-time buyers need...

Key concepts: deposit, LTV and rates Your deposit is the cash (or equity/discount) you put towards the property price, and the...

Agreement in Principle vs. Mortgage Offer: What’s the Difference? What Is an Agreement in Principle An Agreement in Principle, also known...

First-Time Buyer Schemes Explained: Pros, Cons, and Eligibility Share the Post: Understanding First-Time Buyer Schemes A first-time buyer scheme is an...

Credit Score Playbook for First-Time Buyers: Quick Wins in 60 Days Why Credit Scores Matter for First-Time Buyers Securing a mortgage...

Renting vs Buying in 2026: Break-Even Analysis by Region The perennial question facing UK households in 2026 remains unchanged: is it...

Hidden Costs of Buying Your First Home: What to Budget Beyond the Deposit Legal Fees: Conveyancing Costs You Can’t Avoid Every...